Campaign details
Zenza Capital

Offers the World's 1st

The Crypto Convertible Bond through Zenza Capital PTE. Limited (Singapore) is the first of its kind SEC Compliant Convertible Bond that allows investors to participate in acquiring RYO at the lowest price prior to it’s upcoming Public Listing.

This novel instrument gives investors the option upon the Conversion Event, to convert to RYO tokens (which will be freely exchanged globally) for an exit strategy, or convert to equity in the company. In addition, prior to the conversion, the note pays 2% interest in RYO tokens.

Zenza Capital PTE. Limited has established the world's first SEC Compliant Convertible Bond, strategically assembled by world-renowned legal advisors Schulman Rogers, and Linklaters, as well as compliance advisors, such as Guidehouse.

Shulman Rogers


is to enable all users of RYO, regardless of gender, age, social class and religion, to be treated equally with integrity, dignity and respect. On our way to realizing this goal, we strive to be the safest, easiest-to-build-upon and most widely used blockchain platform in the world.

RYO Coin



is the first crypto asset with a unique ecosystem in the De-Fi and blockchain space that is easy to understand and use by everyone in their daily lives! Its primary vertical focuses on a web3 payment system.

However, RYO has multiple verticals within its ecosystem designed for simplicity and usability for everyone’s daily life. The ecosystem includes an easy-to-use digital LIFE Wallet for secure crypto storage, easy transfers & transactions, as well as the first-of-its-kind e-commerce platform, called the Global Mall, that unites merchants who accept RYO, other crypto assets, and credit cards for their goods and services.

The RYO Ecosystem is designed to simplify onboarding, navigating and everyday use of cryptocurrency.

This dynamic ecosystem is further fortified with a Crypto ATM Network to help facilitate convenient buy-and-sell transactions using a familiar platform that everyone already understands. The RYO Project has fostered a loyal and dedicated community of over 100,000 supporters, influencers, crypto traders, and consumers, who are eagerly anticipating the public listing of RYO through its Exchange offering.



  • 01

    WORLD CLASS TEAM RYO’s world class team consists of the crypto industry’s best talent, including high-caliber programmers, global marketers, advisors, futurists, inventors, influencers and financiers; pooling of their resources over the past several years has enabled the creation of a groundbreaking blockchain protocol having unprecedented capabilities.

  • 02

    RYO BLOCKCHAIN RYO is architected on a blockchain that has been re-invented and built from scratch. Capitalizing on the latest Silicon Valley blockchain technology, the RYO Core Blockchain is capable of processing a remarkably high number of transactions per second, is secure, flexible, scalable and above all – easy to use. The use of Advanced Intelligent Mining (AIM) software translates into exceptional mining efficiencies with a 50% or higher reduction in power consumption.

  • 03

    ECOSYSTEM The interfaces of cryptocurrency wallets and exchanges currently on the market are unnecessarily complex for first-time users. We believe that SIMPLICITY IS THE KEY TO USABILITY, and as part of RYO’s ecosystem, have created our own digital wallet and online shopping platform with user-friendly interfaces and onboarding processes so that it is easy for anyone to buy, store, sell or trade RYO.

  • 04

    LIFE WALLET Our LIFE Wallet® is a game-changing e-wallet that has been carefully crafted with the overall user experience in mind. Bank level security ensures that RYO and other crypto assets in the wallet are ultra-secure, and a proprietary Connect button enables users to visit social media platforms or any other internet sites important to their daily lives without having to leave the LIFE Wallet

  • 05

    THE GLOBAL MALL A core element of the RYO ecosystem, the Global Mall® is an intuitive and innovative e-commerce platform that provides a simple, fast and convenient shopping experience. A user-friendly interface enables shoppers to buy products and services from online merchants on the Global Mall® directly from their LIFE Wallets® using RYO or credit/debit cards as methods of payment.

  • 06

    EXCHANGE & CRYPTO ATM NETWORK Zenza Capital has an exclusive license agreement with an FSA-approved cryptocurrency exchange and holder of the first official Japanese Crypto ATM License to operate a nationwide network of Crypto ATMs. Through strategic alliances and franchise locations with other businesses, we have an aggressive plan to rapidly expand our Crypto ATM network throughout Japan.

  • 07

    STRATEGIC PARTNERSHIPS Zenza Capital is a partner centric organization. Our key to success is forging partnerships with strategically aligned industry leaders to ensure the efficient and effective deployment of new business strategies within RYO’s ecosystem. Our founders, strategic partners and advisors share our grand vision of achieving RYO’s mass adoption in order to have a positive impact on citizens around the world - each brings well-established interconnected networks in the blockchain space which will fast-track our completion of key milestones.


  • RYO’s state-of-the-art blockchain delivers maximum transactional capacity and unprecedented innovation by optimizing speed and employing future-proof security features.
  • RYO can be safely stored in our LIFE Wallet®, which has been developed as multi-platform software with seamless interoperability and bank level security to safeguard all crypto assets and data, including transaction records or personal ID.
  • RYO, and the RYO Core Blockchain that powers it, embody the next generation of cryptocurrencies that are redefining the user experience with a robust wallet and suite of tools that enable the integration of e-commerce sites, currency exchanges and banking systems, avoiding the pitfalls of earlier blockchains.
  • RYO deploys the best protocols developed over the past 30 years in the industry to ensure seamless integration and performance, regardless of the complexity of business needs.
  • RYO aims to bring cryptocurrency easy to use for everyone in their daily lives by introducing innovative e-commerce solutions such as the Global Mall®, which allows users to purchase products or services directly from their LIFE Wallet
  • RYO’s deployment of market defining systems, integration protocols and multiple business models to exploit the blockchain differentiates it from all other blockchains. RYO’s extensive suite of IP and array of unique features not found in any other blockchain give it a clear edge in the ever-evolving blockchain space.
  • RYO enables all currencies and assets to be used INSTANTLY and SECURELY in any type of legal transaction, and can also be used to buy, sell or trade both tangible or intangible assets.
  • RYO will help address the plight of an estimated 2 billion people globally who do not have access to banks or other financial institutions (the “unbanked”) by providing access to a mobile money market on its blockchain for fast, affordable and secure end-to-end transactions.


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No entity outside of Singapore is authorized to sell or offer the convertible bond of Zenza Capital PTE. Limited.

Any references made about RYO Coin, the RYO Coin project and the bond offering by Zenza Capital PTE. Limited by any other entity are for informational and educational purposes only, and does not constitute an offer to sell or solicit any offer to buy RYO, other cryptocurrencies, securities, or the RYO convertible bond.

This site (the "Site") is owned and maintained by Zenza Capital PTE Limited, Singapore, which is not a registered broker-dealer. Zenza Capital PTE Limited does not give investment advice, endorsement, analysis or recommendations with respect to any securities. All securities listed here are being offered by, and all information included on this Site is the responsibility of, the applicable issuer of such securities. The intermediary facilitating the offering will be identified in such offering’s documentation.

Certain pages discussing the mechanics and providing educational materials regarding regulation crowdfunding offerings may refer to Zenza Capital PTE Limited as “Zenza”, solely for explanatory purposes.

Zenza Capital PTE Limited makes no investment recommendations and no communication, through this Site or in any other medium should be construed as a recommendation for any security offered on or off this investment platform. Investment opportunities posted on this Site are private placements of securities that are not publicly traded, involve a high degree of risk, may lose value, are subject to holding period requirements and are intended for investors who do not need a liquid investment. Past performance is not indicative of future results. Investors must be able to afford the loss of their entire investment. Only qualified investors, which may be restricted to only Accredited Investors or non-U.S. persons, may invest in offerings hosted by Zenza Capital PTE Limited.

Neither Zenza Capital PTE Limited, nor any of their officers, directors, agents and employees makes any warranty, express or implied, of any kind whatsoever related to the adequacy, accuracy or completeness of any information on this Site or the use of information on this site. Offers to sell securities can only be made through official offering documents that contain important information about the investment and the issuers, including risks. Investors should carefully read the offering documents. Investors should conduct their own due diligence and are encouraged to consult with their tax, legal and financial advisors.

By accessing the Site and any pages thereof, you agree to be bound by the Terms of Use and Privacy Policy. Please also see Zenza Capital PTE Limited additional Risk Disclosures. The inclusion or exclusion of an issuer on the Platform Page and/or Zenza Capital PTE Limited‘s Homepage, which includes offerings conducted under regulation crowdfunding as well as other exemptions from registration, is not based upon any endorsement or recommendation by Zenza Capital PTE Limited, nor any of their affiliates, officers, directors, agents, and employees. Rather, issuers of securities may, in their sole discretion, opt-out of being listed on the Platform Page and Homepage.

Investments in private companies are particularly risky and may result in total loss of invested capital. Past performance of a security or a company does not guarantee future results or returns. Only investors who understand the risks of early stage investment and who meet the Zenza Capital PTE Limited investment criteria may invest.

Zenza Capital PTE Limited does not verify information provided by companies on this Site and makes no assurance as to the completeness or accuracy of any such information. Additional information about companies fundraising on the Site can be found by searching the EDGAR database, or the offering documentation located on the Site when the offering does not require an EDGAR filing.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Therefore, when you use the Services we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license, passport or other identifying documents.

Zenza Capital PTE Limited and its affiliates are not and do not operate or act as a bank. Digital (crypto) assets and investment products are not insured by the FDIC, may lose value, and are not deposits or other obligations of any bank affiliated with Zenza Capital PTE Limited. Terms and conditions apply.